Travelling can be fun, exciting and a significant learning experience, whether it is for work, a vacation or education. If you are travelling abroad, there may be a lot of preparations required. Getting all your documents, like passport, visa and relevant ID proof, may be tedious and time consuming, one thing that is really easy to get is travel insurance.

Are you wondering why you need travel insurance? Can you even imagine how traumatic it would be to face a misfortune in a foreign land? Several things can go wrong, especially because you are away from your regular life. You could eat something and fall ill. The airlines may lose your luggage. A delay in one flight may cause you to miss a connecting flight. You may lose your passport or your wallet may get stolen, leaving you stranded without cash or your credit cards. And, while you are facing all these problems, you are away from your family and friends. At times like these, the only thing that can come to your rescue is your travel insurance.

Travel with complete peace of mind by getting a Travel Insurance Policy. Rest assured that if you face an unfortunate event, you will get instant financial help. This can be a godsend in a place that is unfamiliar to you.

Travel Insurance plans have been specially designed to give you the maximum help when you are away from home. Global Protection policy valid 24 hours a day, 365 days a year

Key Features :

Coverage of Medical Expenses: Travel Insurance takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.
* Checked Baggage Loss: Compensation for the loss of checked in baggage.
*Baggage delay:Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
*Loss of Passport: Compensation for expenses incurred in obtaining a duplicate or new passport.
*Personal Liability: Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
*Hijacking: In an unfortunate event of your common carrier in which you are traveling; being hijacked, this product will pay a distress allowance to you.
*In-hospital Indemnity: Travel Insurance pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.
*Trip Delay:Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).
*Automatic-extension of the policy: Travel Insurance allows you to extend your policy upto a period of 7 days from the policy expiry date.
*Personal Accident: Travel Insurance gives you worldwide coverage against Accidental Death and Dismemberment while you’re abroad anywhere in the world.
*Sickness Dental Relief: The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.

Types of Travel Insurance Coverage:

There are different types of coverage available, and you can compare travel insurance and choose the one that suits best for your specific needs.

International travel insurance
International travel insurance gives a comprehensive coverage for medical expenses overseas, hijack, baggage and travel delays, repatriations/evacuation to India, and loss of travel documents/passport besides the usual coverage.

Corporate travel insurance
Under corporate travel insurance India, employees of an organization can get coverage for both international and domestic trips.

Student travel insurance
There is minimum paperwork involved in student plans. The coverage is comprehensive and provides for expenses incurred on medical treatment, passport loss, and study interruptions.

Senior citizen travel insurance
Senior citizen insurance is for people who belong to the age group 61-70. It includes coverage for dental treatments and cashless hospitalization besides the usual benefits associated with travel insurance.

Family travel insurance
Family travel insurance covers hospitalization, baggage loss, and other incidental expenses. The claim disbursement is easy with minimal paperwork involved.

Individual travel insurance
Through individual insurance, you can get coverage against cancellation of trip, home burglary and trip curtailment.

Benefits of Travel Insurance
The usual qualms of frequent travelers include lost passports, stolen bags, trip delay and cancelled flights. Such mishaps can derail perfectly laid out plans instantly. Do not let inevitable events ruin the entire getaway. Travel insurance is your friend in need when emergencies strike, whether in your native country or in unknown territories. n a foreign land. Get enough compensation to return home or cover untimely expenses as and when they occur!